Optima Insurance Brokers Private Limited respects your privacy. This Privacy Policy gives you details about our data collection methods and usage. You are advised to please read the Privacy Policy carefully. By taking the Terrorism Insurance cover you agree to the collection and use of your data by Optima Insurance Brokers Pvt. Ltd. in the manner provided in this Privacy Policy.

What data is collected from you automatically?

We will automatically receive and collect certain anonymous information in standard usage logs through our Web server, including computer-identification information obtained from cookies sent to your browser from a:

web server cookie stored on your hard drive an IP address, assigned to the computer which you use the domain server through which you access our service the type of computer you use the type of web browser you use

The data we collect from you include:

Name, including first and last name E-mail address Mobile phone number and contact details ZIP/Postal code Demographic profile (your age, gender, occupation, address) Preferences (such as housing loan, personal loan, credit card, car loan) Financial information (such as salary)

While the cover will expire within one year of your taking it, your information may remain stored in archive on our servers even after the expiry of the cover.

Why we collect the information?

We use your personal information to:

get in touch with you when necessary. provide the product / services requested by you. preserve social history as governed by existing law or policy.

We use contact information internally to:

direct our efforts for product improvement contact you as a survey respondent send you promotional materials including that from our contest sponsors or advertisers

The site may contain links to other Websites. We are not responsible for the privacy practices of any such Websites that we do not own, manage, or control.

Information Sharing

We will not use or rent your financial information for any purpose other than to complete a transaction with you. By giving us the information you are giving us permission:

to provide products or services you have requested to help investigate violations of Optima Insurance Brokers' terms of use or to defend against legal claims to "disc"lose the information under special circumstances, such as compliance with applicable local law, court summons, court orders, requests/order from legal authorities, or law enforcement agencies requiring such "disc"losure

We will send information about you to other companies or people when:

We need to share your information to provide the product or service you have requested to enable them to contact you.

Or,

We have your consent from you to share the information

We need to share your information with certain service partners in order to respond to your queries / comments or to resolve service issues and to serve you better.

Security

Your account information is password-protected for your privacy and security

Changes to this Privacy Policy

We may amend this policy from time to time. If we make any substantial changes in the way we use your information we will notify you by posting a prominent announcement on our web pages.